2160 Straits Turnpike
Directions Middlebury, CT 06762

  • SALES/PARTS: (866) 641-9757
  • Service: (888) 612-3265

Subprime Car Loans in Middlebury CT

Bad Credit? No Credit? That's No Problem at County Line Wholesale!
Our Auto Financing Experts Will Work With You to Get You a Car Loan on Good Terms

Driving to your job, the grocery store, or just out to see some friends and family is a luxury many of us take for granted. We here at County Line Wholesale understand that there are some from the Middlebury, Waterbury, Naugatuck, Watertown, Southbury, and Prospect areas that may have bad credit or no credit at all, and we want to help all of you get behind a stylish car that will serve your reliably for years to come.

At our finance center, you'll find experts ready to help you get the car loan you need and deserve, whether you have bad credit or no credit at all! Our loans are on good terms, our rates are reasonable for nearly any income, and our credit approvals are guaranteed; other dealerships may just want to take advantage of those in a disadvantaged position but we aim to simply help those with sub-prime financing to rebuild their credit and get back on their feet. We have a plethora of experience working with people of all credit types, and your satisfaction and driving security are our number-one priorities.

Depending on your credit situation, you can get some truly incredible deals with us as well! From credit approvals with zero down payment, no payments for up to 90 days, and even rates as low as 2.9% APR financing - even with prior bankruptcy or repossession! - you can guarantee that we'll do everything we can to see you drive off with a smile. No income verification loans are available with tax ID numbers acceptable, so come in to our Middlebury, CT dealership today and get started! We hope to see you soon and offer the automotive assistance you deserve.

Frequently Asked Questions

Can I get a car loan with bad credit?

Yes, of course!

Will buying a car hurt my credit

A car loan, if always paid on or before the monthly due dates, will help you rebuild your credit.

Will my interest rate be higher with bad credit?

We will work with many banks and credit unions to get you be the best, most reasonable rate we possibly can.

Can I get a car loan for a used vehicle?

Yes! We will finance all new and used vehicles in our lineups.

Can I used my trade-in as a down payment?

Yes, though you may need to provide additional money if the trade-in amount doesn't cover the entire down payment or if there is a lien on the trade-in vehicle.

I've never had credit before. How can I get pre-approved?

We work with first-time buyers, so you can get pre-approved as everyone else can.

What will my monthly payments be?

Your monthly payments will be based on your credit profile and the vehicle you're buying. Newer, lower mileage vehicles qualify for extended terms. For an estimate on monthly payment you might be making, feel free to use our convenient online payment calculator.

What are my next steps?

Simply fill out the application! It's that easy to get started.

new car buyer on the road

Call About Subprime Auto Loans

  • FINANCE & SALES: (866) 641-9757


  • Monday 9:00 AM - 9:00 PM
  • Tuesday 9:00 AM - 9:00 PM
  • Wednesday 9:00 AM - 9:00 PM
  • Thursday 9:00 AM - 9:00 PM
  • Friday 9:00 AM - 6:30 PM
  • Saturday 9:00 AM - 6:30 PM
  • Sunday 11:00 AM - 4:00 PM Closed first Sunday of every mo

Contact Us

/* ddcdusting DNA3533404 JE */